TPAs, Adjusters & Claims Managers
Adjuster Licensing & Compliance Management, Simplified
Trusted By The Most Innovative & Efficient Insurance Agents, Carriers & MGAs
Licensed in Every State You Might Be Deployed To — Before You Need to Be
Adjuster and TPA licensing is the most fragmented corner of insurance regulation. Forty-seven states require a TPA license or registration, each with its own rules on bonding, errors and omissions coverage, financial viability and the documentation an application has to carry. Adjusters divide into resident, non-resident, independent, public and company categories that states define differently and reciprocate inconsistently. Continuing education requirements and renewal cycles vary by state and by license type, and an administrative action in one state can affect standing in several others.
Then a catastrophe makes it urgent. A storm lands and you need adjusters in the field in days — which means knowing, immediately, who is licensed where, who qualifies for an emergency or temporary permit, and which states have activated their emergency provisions. That is not a question to start researching on day one of a deployment.
Saratoga manages the entire adjuster and TPA licensing footprint on one platform, with licensing professionals who work these filings daily. Every license, permit, CE requirement and renewal date is current and visible. Emergency provisions are monitored as states activate them. And when you need to move, the answer to "who can we send?" is already on the screen.
"After a storm the only question that matters is who we can deploy and where, and it matters that morning. Saratoga keeps that current, so we are not researching license status while claims are stacking up. Last season we had adjusters in the field on day one.”
How Saratoga Helps Adjusters & Claims Managers
01
Multi-State Adjuster & TPA License Management
Track and manage adjuster and third-party administrator licenses across all jurisdictions from a single platform. Resident, non-resident, public, independent, company – we manage all adjuster license types, plus TPA licensing and registration in the 47 states that require it, tailored to each state's specific requirements rather than a one-size-fits-all checklist.
02
Catastrophe Deployment Readiness
When a CAT event hits, you need adjusters in the field immediately. Our platform maintains real-time visibility into which adjusters are licensed in which states – so you can deploy with confidence.
03
Continuing Education Tracking
Monitor CE requirements and completion status for every adjuster. Automated alerts flag upcoming deadlines and deficiencies before they become compliance violations.
04
Emergency & Temporary Permit Management
When states issue emergency licensing provisions after catastrophic events, our team monitors those announcements and manages temporary permit applications on your behalf.
05
Bonding, E&O and Financial Requirements
TPA licensing conditions vary state by state on surety bonds, errors and omissions limits and financial-viability requirements, and the amounts move. We track what each state requires for your license types, tell you when a threshold changes, and coordinate the placements and renewals so a coverage lapse never becomes a licensing one
06
Administrative Actions and Reciprocal Reporting
An administrative action in one state triggers reporting obligations in others, often within days, and often to departments you are not thinking about at the time. We monitor for actions affecting your licensed population, identify every downstream reporting obligation, and handle the disclosures on the schedule each state sets.
Know Who You Can Deploy, Before You Need To
We will map your adjuster and TPA footprint against where you actually operate.